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Home Ownership Accelerator

Frequently Asked Mortgage Questions

1. What are the most commonly made mistakes in buying or refinancing a house?
2. Should I refinance?
3. Should I pay points? Does a 0 point/0 fee loan really exist?
4. What is a FICO score?
5. Why do interest rates change?
6. What is the difference between pre-qualifying and pre-approval?
7. What is a rate lock?
8. Can my loan be sold? What happens if my lender goes out of business?
9. What is PMI? Can I get rid of the PMI on my loan?
10. What is an APR?

Home Ownership Accelerator
The only loan to pay principal first. Save thousands in interest, and pay off years earlier without changing your spending habits. Retain full access to the equity you build via checks, ATM/POS card and online banking.

Visit us in Historic Webster
Located just east of the old train station in historic Webster Groves. Easy access from I-44. Take Elm north to Big Bend west and we're on the left.